I think the fact you have a collection of golf balls separates you from the EAL life plan.
Life is for living. If you spend all your money, do something to earn more. If your friends no longer share your interests, make new friends. If you lose a golf ball, get another one.
Sure, it’s not for everyone. But at the end of the day, the guy took up golf at age 30 and is now making a living travelling around, playing golf and interacting with dozens of like minded people every week.